We protect and insure high-value property.

Our team uses physics and AI to protect and insure your property based on feature-level risk.

Other insurers are dropping customers solely based on the home’s location

News

Housing

State Farm projects dropping 1 million policies in California over next five years

Facing financial peril, the insurance giant could see its total policy count decline from 3.1 million to around 2 million

Other insurers are dropping customers solely based on the home’s location

News

Housing

State Farm projects dropping 1 million policies in California over next five years

Facing financial peril, the insurance giant could see its total policy count decline from 3.1 million to around 2 million

Other insurers are dropping customers solely based on the home’s location

News

Housing

State Farm projects dropping 1 million policies in California over next five years

Facing financial peril, the insurance giant could see its total policy count decline from 3.1 million to around 2 million

As seen in

Our insurance is based on the unique aspects of each property

We assign a dedicated team to each property, working closely with you to minimize risk.

Your Property

Napa, CA

$5,740,000

3D Home Model

Physics Engine

Your Property

Napa, CA

$5,740,000

3D Home Model

Physics Engine

Your Property

Napa, CA

$5,740,000

3D Home Model

Physics Engine

Your Property

Napa, CA

$5,740,000

3D Home Model

Physics Engine

with stand

We simulate real world risk using physics and AI

We simulate real world risk using physics and AI.

with stand

We simulate real world risk using physics and AI

with stand

We simulate real world risk using physics and AI

Napa, CA

$5,740,000

7.8/10

Napa, CA

$5,740,000

7.8/10

Napa, CA

$5,740,000

7.8/10

Napa, CA

$5,740,000

Key Risk Mitigated

Napa, CA

$5,740,000

Key Risk Mitigated

Napa, CA

$5,740,000

Key Risk Mitigated

We work with you to manage and reduce those risks

We work with you to manage and reduce those risks.

We work with you to manage and reduce those risks

We work with you to manage and reduce those risks

We insure your property and help manage new risk.

We insure your property and help manage new risk.

We insure your property and help manage new risk.

We provide base pricing within 48h

Traditional insurers take weeks and months to produce quotes for high-value property.

Fast Estimates

Tailored Protection

Concierge

Risk Monitoring

We provide base pricing within 48h

Traditional insurers take weeks and months to produce quotes for high-value property.

Fast Estimates

Tailored Protection

Concierge

Risk Monitoring

Get Approved in Minutes, Not Days

Base pricing within 48 hours

Base pricing within 48 hours

Traditional insurers drag their feet. With us, you get an instant check to see if your property qualifies—just by entering your address. We handle the risk review, so you don’t have to chase down brokers.

Traditional insurers take weeks and months to produce quotes.

Traditional insurers take weeks and months to produce quotes.

Mitigation That Blends Safety with Elegance

Flexible coverage and deductibles

Flexible coverage and deductibles

While most insurers leave the work to you, we create personalized plans to protect your home. Instead of drastic measures like tearing out trees, we offer refined solutions that keep your property safe while preserving its beauty and design.

We work with property owners to balance required mitigation while preserving the character of their property.

We work with property owners to balance required mitigation while preserving the character of their property.

Your Coverage, Without the Wait

A team dedicated to your property

A team dedicated to your property

Why wait weeks for an answer? Once we’ve assessed your property, we move fast to lock in customized coverage that fits your needs. No hoops, no delays—just straight answers and solid protection.

Every property is assigned a member from our Science, Underwriting, and Risk Management Teams who drives mitigation.

Every property is assigned a member from our Science, Underwriting, and Risk Management Teams who drives mitigation.

Protection That Stays with You

Ongoing protection and alerts

Ongoing protection and alerts

Our work doesn’t stop when you get insured. We keep monitoring your property 24/7, sending real-time alerts about any wildfire threats. Proactive protection, without lifting a finger.

We help monitor your property and send real-time alerts about any wildfire threats. Proactive protection, without lifting a finger.

We help monitor your property and send real-time alerts about any wildfire threats. Proactive protection, without lifting a finger.

Get Stand

Insurance distributors please sign up here, property owners sign up below:

Insurance distributors please sign up here, property owners sign up below:

Frequently asked questions

Frequently asked questions

What types of insurance do you offer?

Stand offers a HO-5 policy, also known as a "Comprehensive Form" homeowners policy. Our policy covers your home, belongings, and personal liability on an "open-perils" basis. This means it protects against a wide range of risks unless specifically excluded.

What types of insurance do you offer?

Stand offers a HO-5 policy, also known as a "Comprehensive Form" homeowners policy. Our policy covers your home, belongings, and personal liability on an "open-perils" basis. This means it protects against a wide range of risks unless specifically excluded.

What types of insurance do you offer?

Stand offers a HO-5 policy, also known as a "Comprehensive Form" homeowners policy. Our policy covers your home, belongings, and personal liability on an "open-perils" basis. This means it protects against a wide range of risks unless specifically excluded.

What types of insurance do you offer?

Stand offers a HO-5 policy, also known as a "Comprehensive Form" homeowners policy. Our policy covers your home, belongings, and personal liability on an "open-perils" basis. This means it protects against a wide range of risks unless specifically excluded.

How is the value of my property determined?

Stand collaborates with brokers experienced in high-net-worth insurance and who possess local insights into home rebuilding costs. These brokers, along with local builders and home inspectors, contribute to developing a thorough valuation proposal for your home.

How is the value of my property determined?

Stand collaborates with brokers experienced in high-net-worth insurance and who possess local insights into home rebuilding costs. These brokers, along with local builders and home inspectors, contribute to developing a thorough valuation proposal for your home.

How is the value of my property determined?

Stand collaborates with brokers experienced in high-net-worth insurance and who possess local insights into home rebuilding costs. These brokers, along with local builders and home inspectors, contribute to developing a thorough valuation proposal for your home.

How is the value of my property determined?

Stand collaborates with brokers experienced in high-net-worth insurance and who possess local insights into home rebuilding costs. These brokers, along with local builders and home inspectors, contribute to developing a thorough valuation proposal for your home.

What can I expect should I have a claim?

If you need to make a claim, call our claims number at 415-466-1448 or email us at claims@getstand.com and we will guide you through the process.

What can I expect should I have a claim?

If you need to make a claim, call our claims number at 415-466-1448 or email us at claims@getstand.com and we will guide you through the process.

What can I expect should I have a claim?

If you need to make a claim, call our claims number at 415-466-1448 or email us at claims@getstand.com and we will guide you through the process.

What can I expect should I have a claim?

If you need to make a claim, call our claims number at 415-466-1448 or email us at claims@getstand.com and we will guide you through the process.

How do you help mitigate risk over time?

At Stand, we mitigate property risk over time through continuous monitoring and proactive protection. By using physics-driven insights tailored to each property, we help homeowners implement scientifically backed adjustments that preserve the property’s aesthetics while reducing climate peril risk.

How do you help mitigate risk over time?

At Stand, we mitigate property risk over time through continuous monitoring and proactive protection. By using physics-driven insights tailored to each property, we help homeowners implement scientifically backed adjustments that preserve the property’s aesthetics while reducing climate peril risk.

How do you help mitigate risk over time?

At Stand, we mitigate property risk over time through continuous monitoring and proactive protection. By using physics-driven insights tailored to each property, we help homeowners implement scientifically backed adjustments that preserve the property’s aesthetics while reducing climate peril risk.

How do you help mitigate risk over time?

At Stand, we mitigate property risk over time through continuous monitoring and proactive protection. By using physics-driven insights tailored to each property, we help homeowners implement scientifically backed adjustments that preserve the property’s aesthetics while reducing climate peril risk.

We strive to provide you with the most tailored and highest quality insurance products and customer service so you can live life knowing your assets are safe.


548 Market St. PMB 70879, San Francisco, California 94104

Claims: +1-415-466-1448 or claims@getstand.com

Other Inquiries: +1-415-231-2389

Support: support@getstand.com


Stand Insurance Solutions is licensed in California (License #6014213) and partners with an A-rated or better carrier and reinsurers.

We strive to provide you with the most tailored and highest quality insurance products and customer service so you can live life knowing your assets are safe.


548 Market St. PMB 70879, San Francisco, California 94104

Claims: +1-415-466-1448 or claims@getstand.com

Other Inquiries: +1-415-231-2389

Support: support@getstand.com


Stand Insurance Solutions is licensed in California (License #6014213) and partners with an A-rated or better carrier and reinsurers.

We strive to provide you with the most tailored and highest quality insurance products and customer service so you can live life knowing your assets are safe.


548 Market St. PMB 70879, San Francisco, California 94104

Claims: +1-415-466-1448 or claims@getstand.com

Other Inquiries: +1-415-231-2389

Support: support@getstand.com


Stand Insurance Solutions is licensed in California (License #6014213) and partners with an A-rated or better carrier and reinsurers.

We strive to provide you with the most tailored and highest quality insurance products and customer service so you can live life knowing your assets are safe.


548 Market St. PMB 70879, San Francisco, California 94104

Claims: +1-415-466-1448 or claims@getstand.com

Other Inquiries: +1-415-231-2389

Support: support@getstand.com


Stand Insurance Solutions is licensed in California (License #6014213) and partners with an A-rated or better carrier and reinsurers.